How much is stamp duty in NSW?

In NSW, stamp duty (transfer duty) is calculated on a progressive bracket scale from 1.25% on the first $17,000 up to 7% on values above $3,721,000. On a $750,000 property, standard duty is approximately $28,162. First home buyers are fully exempt on properties up to $800,000, with a partial concession to $1,000,000.

Do first home buyers pay stamp duty in Australia?

Most first home buyers pay reduced or zero stamp duty in Australia, but thresholds vary by state. NSW exempts homes up to $800,000. Victoria exempts new homes up to $600,000. Queensland exempts established homes up to $700,000 and all new builds. The ACT offers full exemption up to $1,020,000 subject to an income test.

Which state has the lowest stamp duty in Australia?

It depends on the purchase price. For most mid-range properties ($500,000-$900,000), the ACT and Queensland typically have the lowest stamp duty for owner-occupiers. Victoria tends to have the highest duty, particularly for investment properties above $960,000 where a flat 5.5% rate applies.

Is stamp duty different for investors and owner-occupiers?

Yes, in several states. Victoria applies higher non-PPR (non-principal place of residence) rates for investment properties, with a flat 5.5% applying above $960,000. Queensland charges higher general rates for investors compared to owner-occupiers who receive home concession rates. The ACT also applies higher investor brackets.

Stamp Duty Calculator Australia

What is stamp duty?

Stamp duty is one of the largest upfront costs in any Australian property purchase - and it varies significantly depending on where you buy, what you're buying, and who you are. This calculator gives you an instant estimate across all eight states and territories, with first home buyer concessions and investor rates built in.

Updated for 2025-26 rate schedules from each state revenue office.

Stamp Duty Calculator | Premier Buyers

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Stamp duty comparison — all states, same price & buyer type

Stamp duty only. Registration fees excluded. Sorted lowest to highest.

Estimates only. This calculator does not constitute financial, legal, or tax advice. Stamp duty rates are based on 2025-26 published schedules for each state and territory. Mortgage registration and transfer fees are approximate estimates — actual amounts vary by transaction and should be verified with your conveyancer. First home buyer concessions require principal place of residence occupancy, no prior property ownership, and in some states an income test (notably ACT). The Tasmania FHB full exemption was scheduled to expire 30 June 2026 — verify current status with SRO Tasmania before relying on this figure. First Home Owner Grants are only available on newly constructed homes in most states and subject to price caps and eligibility requirements. Foreign purchaser surcharges are not included. Always confirm your final duty amount with the relevant state revenue office or a licensed conveyancer before settlement. Sources: Revenue NSW · SRO Victoria · Queensland Revenue Office · RevenueWA · RevenueSA · SRO Tasmania · ACT Revenue Office · NT Treasury. © Premier Buyers – premierbuyers.com.au